Roth Ira Contribution Eligibility 2024. Depending on your magi, filing status, and earned income, you may be able to make the federal maximum contribution to your roth ira ($6,500 for those under 50; In addition to the general contribution limit that applies to both roth and traditional iras, your roth ira.

To be eligible to contribute the maximum amount in 2024, your modified adjusted gross income (magi) must be less than $146,000 (up from $138,000 last year). The roth ira income limit to make a full contribution in 2024 is less than $146,000 for single filers, and less than $230,000 for those filing jointly.